Messaging apps are commonly used for online communication. However, things have progressed to the point where such apps now include a wide range of integrations. Online communication has gone beyond the mere purpose of messaging to include sharing media, contacts, and documents. The most recent trend is the integration of online payments. For example, Messaging applications incorporate payment systems, allowing users to transfer money with only a few clicks. Thus, although fiat payments dominate the present scene, a new age of crypto payments is emerging steadily. The benefits of speed, low transaction costs, decentralization, and borderless transactions make crypto an ideal instrument for messaging apps. As a result, big companies like Apple and Meta are considering introducing cryptocurrency payments into their apps. And two of the most popular messaging apps, Signal and Telegram, have already integrated cryptocurrency payments. However, the bulk of innovation is happening at the emerging projects that aim to power the future of in-chat micropayments. TokLok, for example, is a decentralized, crypto-native messaging platform offering a convenient and secure online communication service. TokLok: The Decentralized Instant Messenger App TokLok is a blockchain-based messenger developed for fully confidential communication among businesses and individuals. The app’s most intriguing feature is its strong encryptions to secure users...